Disclaimer

The calculators and content on EmployerCosts provide estimates for budgeting and planning purposes only. They are not tax, legal, accounting, or financial advice, and do not create any professional relationship.

Employer tax rates change, and several inputs — your state unemployment (SUI) experience rate and your workers' compensation premium — are specific to your business and cannot be known by a general calculator. Figures shown use published 2026 rates and reasonable defaults; your actual costs will differ.

Before making hiring, pricing, or compliance decisions, verify figures with the relevant tax authority (IRS, your state agency, or the applicable national authority), your insurance carrier, and a qualified professional. EmployerCosts and its authors accept no liability for actions taken based on this site.

Worker classification (employee vs. contractor) is a legal determination, not a cost choice; misclassification carries penalties. Consult an advisor.